PalmPay - 0 Transfer Fee

PalmPay - 0 Transfer Fee

com.transsnet.palmpay by PalmPay Limited
4.6 (1,120,430)
10M+
FINANCE
42.6 MB
Updated Sep 29, 2025
View on Google Play

Screenshots

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About this app

PalmPay: The Smarter Way to Bank!
- Trusted by millions of Nigerian users for seamless money transfers and payments.
- Enjoy seamless and unlimited Free Transfers to all banks.
- Easy to sign up with your phone number and get mind-blowing Rewards.
- Enjoy a FREE ATM card with zero maintenance fee.
- Explore exclusive data bundles such as social and campus plans.
- Invest flexibly and earn up to 40% year return with a diverse range of financial products including savings, mutual funds, and insurance!
- 24/7 Customer Support is always available for you.
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PalmPay is an intuitive financial app with account opening, money transfer, and bill payments in one. PalmPay is worthy of your trust based on its safety and reliability. And it is fully licensed and regulated as a Mobile Money Operator by the Central Bank of Nigeria, insured by the NDIC, and trusted by millions of users.
With over 500 cooperation partners, PalmPay supports all scenarios you want to pay. You can get benefits in PalmPay APP, including amazing coupons, free transfer chances, cashback or discount on transaction, etc. Download, and join us now.

1. Transfer
- Unlimited Free Transfers to all banks.
- Instant transfer to over 500 financial institutions.
2.PalmPay ATM Card
- Apply via the app or obtain it instantly at a local card agent.
- Enjoy zero maintenance fee and zero SMS alerts fee.
- Accepted everywhere - usable at any POS, ATM, and online channel.
3.Data Bundle
- Purchase data bundles quickly and securely anytime.
- Explore exclusive plans such as MTN Social Bundles, GLO Campus Bundles, and Airtel 6X Voice Bundles.
4.Airtime
- Recharge instantly on MTN, Airtel, GLO, T2 Mobile (9Mobile), and Smile.
- Top up in seconds, anytime, anywhere.
- Stay connected with Airtime Auto-Renew - recharge automatically and avoid downtime.
5.Wealth
- Cashbox: a versatile savings wallet with an impressive annual interest rate of up to 20%.
- SmartEarn: offers an exceptional 22% annualized interest rate alongside 24/7 instant withdrawals, with no redemption fees.
6. Loan (Powered by Blooms MFB Ltd.)
- Repayment periods from 61 days to 6 months
- Loan amount from N2000 to N500000
- APR up to 36% per annum
*For example; N1000 is given for 90 days loan term,
*Interest: N90(9%rate)
*Total amount payable: N1090
*Representative: 36%APR
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We take the security of your funds and data seriously. PalmPay uses the highest level of encryption to protect your personal and transaction information.

1. Insuring Your Money
Your deposits are safe! Every Deposit made on PalmPay is insured by the Nigeria Deposit Insurance Corporation (NDIC).

2. Transaction Screening
We screen all transactions using international databases as our proprietary systems to prevent money laundering and fraud.

3. Security Certifications
PalmPay is PCI DSS certified to secure transactions against data theft and fraud. We are recognized by NITDA and comply with the NDPR for meeting the highest information security standards.

4. Fraud Protection
In addition to automation, PalmPay’s teams work full time to intercept suspicious transactions, freeze suspected account and follow up on reports.
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Contact us
We are always excited to hear from you. For any feedback or concerns, reach us via:
1. Helpline: 018886888
2. Email: [email protected]
3. Website: https://www.palmpay.com/
4. Address: 20 opebi rode ikeja, Lagos
To know more, find us on Facebook, Twitter, Instagram, and Telegram.
1. Twitter: @palmpay_ng
2. Facebook: @PalmPay Nigeria
3. Instagram: @palmpayapp_ng
4. TikTok: @palmpayapp
5. YouTube: @PalmPay
6. LinkedIn: PalmPay

What's New

- Experience improvement and bug fixes.

App Information

Version Name
5.8.0
Version Code
605162031
File Size
42.6 MB
Minimum OS
Android 5.0+
Target SDK
Android 33
Developer
PalmPay Limited
Contact
Website
Content Rating
Everyone
Package Name
com.transsnet.palmpay

Permissions Required

This app may request the following permissions:

  • approximate location (network-based)
  • directly call phone numbers
  • read phone status and identity
  • take pictures and videos
  • record audio
  • view Wi-Fi connections
  • view network connections
  • pair with Bluetooth devices
  • access Bluetooth settings
  • connect and disconnect from Wi-Fi
  • control flashlight
  • full network access
  • close other apps
  • run at startup
  • draw over other apps
  • control vibration
  • prevent device from sleeping
  • receive data from Internet

Recent Reviews

Kinzy Dwag
5.0★
I love Palmpay, their transaction is always smooth and fast. But I have 2 issues. 1) I noticed I don't receive notifications anymore since I updated the app about a week ago. 2) I always have issue with subscribing start time pay TV. Sometimes the transaction will be successful but I won't be able to view. When it first happened last year, I was refunded after 24hrs, it happens 2days ago again and I didn't get any refund and my TV didn't show as well.
oluwaseun samuel
1.0★
Why should you guys allow a transfer to go to another Palmpay account that doesn't exist! Are you guys trying to defraud your customers or what? I have done many transactions using Palmpay and it is always fast, but if you are trying to send money to another account that uses a phone number like theirs they automatically put Palmpay there and if you mistakenly forget to check and adjust before sending the money, they will send it to the Palmpay account that doesn't even exist!. adjust this.
Godfrey Jacob
1.0★
It's so crazy when trying to reach their customer care via their own app and the worst of all they keep your number 24 hours where you want to make purchase of airtime or data which is misleading most time making you spend more if you want to buy for others you might had end up buying to you number instead that makes the app useless. Sending money too when you are about to finalize your transaction they would expose all you've got in your account which makes it more usless
Elton Faith
3.0★
Palmpay is a good bank. I mistakenly made a transfer to a wrong account. went to a Court, and got a court order, which was very stressful, send it to the bank about 4 weeks now, the bank is still checking the court order. I think the response time is too long. please review your processes and continue doing well. Good. I called the customer service daily for help, and they keep making promises but the problem remained unresolved for over 3 weeks. You are better than this. Correct this please
Nwachukwu Chimere
1.0★
if it's possible to rate you below 1 I would, you guys have been sending unnecessary messages that will make one to subscribe for unnecessary things and the only thing you can say is sorry about that I regret downloading your app I've lost money more than once just because of the stupid messages you send Rubbish 🗑️
Saviour James
4.0★
More work has to be done. I enjoy the wild variety of services they offer and it's a good place to start your banking experience and poverty elevation. But the app in itself needs to be worked on It's a bit shaking and I don't respond sometimes. In all I think it has the best interest rate on savings and that's a plus,so I'll rate it a 4 and a half
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