MoneyTap -Credit Loan Payments
com.mycash.moneytap.app
by Freo - Smarter, Better, Bigger Banking
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About this app
Download the new Freo app for super fast approvals ⚡https://bit.ly/NewFreoApp⚡
MoneyTap is a Credit App and an Instant Personal Loan App in India. Get Instant approval for credit up to ₹5,00,000 & pay interest only on the amount you withdraw from your balance.
Additionally, with MoneyTap you can pay for your bills that put a dent in your pocket such as Rent Payments or Paying for Security Deposits for your home or Down-payments.
Our Interest rates start from as low as 12%. Interest is payable on the exact loan amount borrowed from your approved credit limit.
→ Salaried employees only. Minimum salary = ₹30,000 per month
We aim to provide better services to our customers with the flexibility of getting credit that can be used as an early salary.
What features make MoneyTap the best instant personal loan app in India?
● Borrow any amount or sum of money (starting at ₹3,000) from your approved Credit Limit (up to ₹5 Lakh)
● Pay interest only on the amount you use
● Instant personal loan without any risk
● Fully digital, paperless experience
● Select your flexible EMIs & pay later
Loan Terms & Fees
Get - ₹3,000 to ₹5 lakhs
Interest rates - 12% to 36% per annum
APR - 10% to 70%
EMI tenures - 3 to 36 months
Low processing fees - 0% to 7%
Low one-time setup fee - ₹199 to ₹999
For ₹1,00,000 personal loan borrowed for 1 year, with interest rate @13% per annum*, a user would pay:
- Processing fee (at 2%) = ₹2,000 + GST = ₹2,360
- Setup fee of ₹999+GST = ₹1181/- to be paid upfront
- Interest = ₹7,181
- EMI = ₹8,932
Total amount to pay = ₹1,10,725/-
*Interest Rate varies based on your risk profile.Only a fraction of our customers get an interest rate higher than 30% per annum.
Documents required
● Aadhaar number
● Identity proof (Driving licence/Voter ID/Passport/Aadhaar/PAN)
● Address proof (Driving licence/Voter ID/Passport/Aadhaar/Utility bills/bank statements)
● Passport-sized photo/Selfie
● You can get a personal loan online on your Aadhaar card. E-sign your application with registered mobile OTP for fast-tracked application
How does MoneyTap work?
Get an instant loan in 3 steps:
● Log on to the MoneyTap credit app, enter information such as age, city, PAN, and income, and check your eligibility
● Complete KYC verification, submit documents online
● Transfer money to the bank account from the approved amount
Available in 1200+ cities.
MoneyTap Personal Loan Application Uses
● Phone pe loan - use it as an urgent online personal loan or as an early salary for emergency
● Wedding loan for marriage expenses
● Loan for home renovation and repair
Additionally, also make financial transactions via the app such as paying your rent online. Once can use Net banking or card payment to pay their monthly rent bills, society maintenance bills etc.
--
With your consent, we ask for 'SMS and Call log permissions' to facilitate approvals for your loan request in compliance with applicable laws. This is essential & core to facilitate lending services & fraud prevention. We DO NOT collect, read, or store any personal SMSs, maintaining your privacy & protection. Additionally, these permissions are needed for SIM Binding flows (verification, security & compliance by our bank partner) and for utility & financial transactions such as RENT PAYMENT.
Our Lending Partners:
→ SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Company Limited)
https://bit.ly/46KNzh9
→ Incred Capital Financial Services Pvt Ltd
https://bit.ly/3eTT0op
→ Kisetsu Saison Finance (India) Private Limited
https://bit.ly/3RUWndD
→ Cholamandalam Investment and Finance Company
https://bit.ly/Cholamandalam
→ Transactree Technologies Pvt Ltd
https://bit.ly/3UkU5WJ
→ Tapstart Capital Pvt Ltd.
https://bit.ly/3qOUeEc
→RBL Bank Ltd.
https://bit.ly/3DRE98L
Contact: [email protected]
MoneyTap is a Credit App and an Instant Personal Loan App in India. Get Instant approval for credit up to ₹5,00,000 & pay interest only on the amount you withdraw from your balance.
Additionally, with MoneyTap you can pay for your bills that put a dent in your pocket such as Rent Payments or Paying for Security Deposits for your home or Down-payments.
Our Interest rates start from as low as 12%. Interest is payable on the exact loan amount borrowed from your approved credit limit.
→ Salaried employees only. Minimum salary = ₹30,000 per month
We aim to provide better services to our customers with the flexibility of getting credit that can be used as an early salary.
What features make MoneyTap the best instant personal loan app in India?
● Borrow any amount or sum of money (starting at ₹3,000) from your approved Credit Limit (up to ₹5 Lakh)
● Pay interest only on the amount you use
● Instant personal loan without any risk
● Fully digital, paperless experience
● Select your flexible EMIs & pay later
Loan Terms & Fees
Get - ₹3,000 to ₹5 lakhs
Interest rates - 12% to 36% per annum
APR - 10% to 70%
EMI tenures - 3 to 36 months
Low processing fees - 0% to 7%
Low one-time setup fee - ₹199 to ₹999
For ₹1,00,000 personal loan borrowed for 1 year, with interest rate @13% per annum*, a user would pay:
- Processing fee (at 2%) = ₹2,000 + GST = ₹2,360
- Setup fee of ₹999+GST = ₹1181/- to be paid upfront
- Interest = ₹7,181
- EMI = ₹8,932
Total amount to pay = ₹1,10,725/-
*Interest Rate varies based on your risk profile.Only a fraction of our customers get an interest rate higher than 30% per annum.
Documents required
● Aadhaar number
● Identity proof (Driving licence/Voter ID/Passport/Aadhaar/PAN)
● Address proof (Driving licence/Voter ID/Passport/Aadhaar/Utility bills/bank statements)
● Passport-sized photo/Selfie
● You can get a personal loan online on your Aadhaar card. E-sign your application with registered mobile OTP for fast-tracked application
How does MoneyTap work?
Get an instant loan in 3 steps:
● Log on to the MoneyTap credit app, enter information such as age, city, PAN, and income, and check your eligibility
● Complete KYC verification, submit documents online
● Transfer money to the bank account from the approved amount
Available in 1200+ cities.
MoneyTap Personal Loan Application Uses
● Phone pe loan - use it as an urgent online personal loan or as an early salary for emergency
● Wedding loan for marriage expenses
● Loan for home renovation and repair
Additionally, also make financial transactions via the app such as paying your rent online. Once can use Net banking or card payment to pay their monthly rent bills, society maintenance bills etc.
--
With your consent, we ask for 'SMS and Call log permissions' to facilitate approvals for your loan request in compliance with applicable laws. This is essential & core to facilitate lending services & fraud prevention. We DO NOT collect, read, or store any personal SMSs, maintaining your privacy & protection. Additionally, these permissions are needed for SIM Binding flows (verification, security & compliance by our bank partner) and for utility & financial transactions such as RENT PAYMENT.
Our Lending Partners:
→ SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Company Limited)
https://bit.ly/46KNzh9
→ Incred Capital Financial Services Pvt Ltd
https://bit.ly/3eTT0op
→ Kisetsu Saison Finance (India) Private Limited
https://bit.ly/3RUWndD
→ Cholamandalam Investment and Finance Company
https://bit.ly/Cholamandalam
→ Transactree Technologies Pvt Ltd
https://bit.ly/3UkU5WJ
→ Tapstart Capital Pvt Ltd.
https://bit.ly/3qOUeEc
→RBL Bank Ltd.
https://bit.ly/3DRE98L
Contact: [email protected]
App Information
Version Name
4.5.0
Version Code
451
File Size
58.6 MB
Minimum OS
Android 5.0+
Target SDK
Android 33
Developer
Freo - Smarter, Better, Bigger Banking
Contact
Website
Content Rating
Everyone
Package Name
com.mycash.moneytap.appPermissions Required
This app may request the following permissions:
Recent Reviews
prem bala
1.0★
Don't waste your time.its fake take all your bank details and if you apload your details it's not going thru.so be careful for your bank details. I am using this app sevaral years it's help me on time but intrest was very high,know they recheck my KYC still last three months it's still not resolved and also no response for ticket and email was not going what they given email.
Verthone Momin
1.0★
I am not happy with this app anymore. I had an credit balance of 5K. Then I paid my emi of 11K in advance, 12 days before the EMI date. However, my credit limit is stopped now for some reason. I sent multiple emails to the support team, they send me a email using some vague statements that they will look into that. I even sent the screenshot as requested. But they instead closed the ticket without resolving the issue. now they stopped even responding to my emails. Please get my issue fixed ASAP!
nasir shaikh
1.0★
before it's FREO app that time was good customer service and all not getting any issue, but now when it's turn to Moneytap then started problems. Irritating App
karthikeyan kudupudi
1.0★
Applied for a ₹5,000 loan, they charged ₹528 transaction fee upfront, so I only got ₹4,472. Now they are asking me to pay ₹1,181 per month for 5 months (total ₹5,905) — meaning I’m paying ₹1,443 extra for such a small loan! That’s over 30% reducing interest rate and completely unfair. Worst part? The money wasn’t even credited on time — I asked to cancel, but they credited it after 3 days anyway, when I had already borrowed elsewhere. This app is nothing but high charges and poor service.
Rajesh Rajendran
1.0★
Please do not trust this app and take loan. These guys will not provide you the exact repayment schedule and they make you to be in a trap. you can't easily contact them for any query and they will not respond to mail of the emails
Shaik Ali
3.0★
I have been trying to increase my limit but failed multiple times. there is no proper customer support to help their existing and previous customers.
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