RING (by Kissht): Quick Loans
com.ideopay.user
by OnEMI Technology Solutions Limited
Screenshots
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About this app
Are you looking for a loan app that offers instant cash loans and smooth UPI transactions? Check out RING, a trusted loan app packed with everything you need from instant loan approvals to seamless UPI payments! Pay anytime & anywhere with RING UPI now!💸
Customers can avail of loans up to Rs. 5 lakhs with quick and paperless KYC in under 5 minutes! Unlock higher pre-approved loans on timely repayment. 💰
With RING UPI, you can conveniently send money to any mobile number or bank account.
Our Offerings
🌟 Fast Payment With RING UPI.
Transfer funds directly from your bank account with ease.
Pay any merchant, anytime using any UPI QR Code!
Zero documentation, quick disbursal and lower interest rates
⚡Effortless Instant Loan Approval- Get a quick loan up to Rs. 5 lakhs in just 5 mins through RING's instant loan paperless KYC process.
Example of Unsecured Personal Loan
Loan amount (Sanctioned): ₹ 60,000.
Tenure: 18 months.
Interest Rate: 33% per annum.
Processing Fee (incl. GST): ₹ 4,248.
Total Interest: ₹ 16,858.
EMI: ₹ 4,271.
APR: 44 %.
Sanctioned Loan amount is ₹ 60,000.
Net Disbursed amount is ₹ 55,752.
Total loan repayment amount is ₹ 76,858.
Total Cost of the Loan = Interest Amount + Processing Fees = ₹16,858 + ₹4,248 = ₹21,106.
We work with RBI-registered NBFCs such as:
1. Si-Creva Capital Services Pvt. Ltd.
2. Northern Arc
3. MAS Financial Services Ltd.
Features That Make RING Your Go-To Lending Option!
📲 Direct Deposit - Get the RING Power Loan, up to ₹5,00,000, deposited straight into your bank account in a flash.
💸 Affordable Rates - Our interest rates go up to 33%, with APR ranging from 32% to 63%.
📥Flexible & Quick Loan Repayment: With our quick loan app, you can enjoy flexible instant loan repayment tenure from 3 months to 60 months
🔐Prioritize security: Ring follows all the RBI guidelines to ensure you can get instant cash loans, personal loans & more with peace of mind.
🤝 Become A RING Merchant - Partner with our personal loan app, also a trusted payment solution for over 10 lakh businesses, to streamline your payment process. Use our power loan app to build strong customer relationships, experience rapid settlements, enjoy rewards & cashbacks. Upgrade your business today with the RING safe loan app.
Why choose RING?
● Super quick approval with RING Power Loan
● Flexible repayment on personal loans
● Instant loan disbursement
● Ditch the paperwork with our safe loan app
● We work with RBI-registered NBFCs
● Transparent terms and zero hidden costs on instant loans
Start your Journey
1️⃣ Download the Ring instant loan app
2️⃣ Register with ease
3️⃣ Experience financial freedom with transparent, quick loan options
Why Borrow An Instant Loan Through Ring?
At RING we care about the safety and well-being of our customers. Our collection processes follow RBI guidelines and reflect our values of empathy and courtesy.
Also, we follow strict guidelines for customer service -
● We use registered landline lines to communicate with customers
● We never use personal cell phones, international numbers, or VoIP conversations
● We never ask customers to make payments into personal or private bank accounts. Payments are only accepted on our personal loan app.
● Our loan app cannot access your contact list and other sensitive information without your consent.
Contact Us
In case you have faced any of the above-mentioned situations, do this:
1. Write to [email protected] OR call our customer care number on
08044745880 / 08062816300.
2. Share with us a screenshot or recording of the message or call.
Address: Office units 2, 3, and 4, 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai -400070, Maharashtra, India.
Disclaimer:
The application is SSL-certified, and all transactions are 100% safe & secure.
Ready to chase your dreams with our instant loans? Download the RING quick loan app today!
Customers can avail of loans up to Rs. 5 lakhs with quick and paperless KYC in under 5 minutes! Unlock higher pre-approved loans on timely repayment. 💰
With RING UPI, you can conveniently send money to any mobile number or bank account.
Our Offerings
🌟 Fast Payment With RING UPI.
Transfer funds directly from your bank account with ease.
Pay any merchant, anytime using any UPI QR Code!
Zero documentation, quick disbursal and lower interest rates
⚡Effortless Instant Loan Approval- Get a quick loan up to Rs. 5 lakhs in just 5 mins through RING's instant loan paperless KYC process.
Example of Unsecured Personal Loan
Loan amount (Sanctioned): ₹ 60,000.
Tenure: 18 months.
Interest Rate: 33% per annum.
Processing Fee (incl. GST): ₹ 4,248.
Total Interest: ₹ 16,858.
EMI: ₹ 4,271.
APR: 44 %.
Sanctioned Loan amount is ₹ 60,000.
Net Disbursed amount is ₹ 55,752.
Total loan repayment amount is ₹ 76,858.
Total Cost of the Loan = Interest Amount + Processing Fees = ₹16,858 + ₹4,248 = ₹21,106.
We work with RBI-registered NBFCs such as:
1. Si-Creva Capital Services Pvt. Ltd.
2. Northern Arc
3. MAS Financial Services Ltd.
Features That Make RING Your Go-To Lending Option!
📲 Direct Deposit - Get the RING Power Loan, up to ₹5,00,000, deposited straight into your bank account in a flash.
💸 Affordable Rates - Our interest rates go up to 33%, with APR ranging from 32% to 63%.
📥Flexible & Quick Loan Repayment: With our quick loan app, you can enjoy flexible instant loan repayment tenure from 3 months to 60 months
🔐Prioritize security: Ring follows all the RBI guidelines to ensure you can get instant cash loans, personal loans & more with peace of mind.
🤝 Become A RING Merchant - Partner with our personal loan app, also a trusted payment solution for over 10 lakh businesses, to streamline your payment process. Use our power loan app to build strong customer relationships, experience rapid settlements, enjoy rewards & cashbacks. Upgrade your business today with the RING safe loan app.
Why choose RING?
● Super quick approval with RING Power Loan
● Flexible repayment on personal loans
● Instant loan disbursement
● Ditch the paperwork with our safe loan app
● We work with RBI-registered NBFCs
● Transparent terms and zero hidden costs on instant loans
Start your Journey
1️⃣ Download the Ring instant loan app
2️⃣ Register with ease
3️⃣ Experience financial freedom with transparent, quick loan options
Why Borrow An Instant Loan Through Ring?
At RING we care about the safety and well-being of our customers. Our collection processes follow RBI guidelines and reflect our values of empathy and courtesy.
Also, we follow strict guidelines for customer service -
● We use registered landline lines to communicate with customers
● We never use personal cell phones, international numbers, or VoIP conversations
● We never ask customers to make payments into personal or private bank accounts. Payments are only accepted on our personal loan app.
● Our loan app cannot access your contact list and other sensitive information without your consent.
Contact Us
In case you have faced any of the above-mentioned situations, do this:
1. Write to [email protected] OR call our customer care number on
08044745880 / 08062816300.
2. Share with us a screenshot or recording of the message or call.
Address: Office units 2, 3, and 4, 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai -400070, Maharashtra, India.
Disclaimer:
The application is SSL-certified, and all transactions are 100% safe & secure.
Ready to chase your dreams with our instant loans? Download the RING quick loan app today!
What's New
UI improvements for enhanced customer experience
Bug fixes and under the hood improvements
Bug fixes and under the hood improvements
App Information
Version Name
1.3.8
Version Code
38
File Size
104.2 MB
Minimum OS
Android 8.0+
Target SDK
Android 33
Developer
OnEMI Technology Solutions Limited
Contact
Website
Content Rating
Everyone
Package Name
com.ideopay.userPermissions Required
This app may request the following permissions:
Recent Reviews
Arjun Krishna
1.0★
I applied for a loan of ₹13, 000 through this app and also enabled auto-EMI. However, when the loan amount was about to be credited, the app showed a message saying "We are unable to process the amount, you are not eligible." Despite this, the auto-EMI option is still active and showing on my account. This is completely unacceptable and appears to be fraudulent. This app is misleading users, and I request immediate action against it. ,😡
ydhav Sr
5.0★
The Ring Quick Loans app is a game-changer for anyone needing fast financial assistance. The application process is seamless and entirely digital, allowing me to access funds swiftly without the hassle of paperwork. The loan approval was impressively quick, and the funds were disbursed directly to my bank account in no time. I also appreciate the flexibility in repayment options, which made managing the loan convenient. Overall, it's a reliable and user-friendly app that I highly recommend for a
Karishma Choudhary
5.0★
Ring is truly a lifesaver for instant credit access. The app is user-friendly, with a fast approval process and minimal documentation. I love its convenience for making purchases and managing short-term financial needs. Transactions are seamless, and repayments are quick and easy. It’s definitely a must-have for financial flexibility—my absolute favorite app! I highly recommend you try it too.
Shubham Sharma
5.0★
Ring is a lifesaver when it comes to instant credit access. The app is easy to use, with a quick approval process and minimal documentation.I love how convenient it is for making purchases or managing short-term needs. Transactions are smooth, and repayments are hassle-free. Definitely a must-have for financial flexibility! it's my favourite app. i am loving this app i suggest u to also use this app
Velu Selvi
5.0★
The Ring App is one of the most reliable and user-friendly smart home security applications available today. It allows users to easily monitor their home or office in real time from anywhere in the world. The app connects seamlessly with Ring devices such as video doorbells, security cameras, and alarm systems, providing clear live video and instant motion alerts directly to your phone. One of the best things about the Ring App is its intuitive interface — even beginners can set it up within mi
Prince Kumar
5.0★
The RING app is great for getting quick cash when you're in a pinch. It's easy to use, and the approval is fast, with money in your account in minutes. You can repay through UPI, which is super convenient. The downside is the high interest and fees,
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