FINNIX: Revolving Credit Line

Say goodbye to loan shark apps that charge illegal interest rates, use unlawful debt collection tactics, and exploit borrowers with unfair practices.

Welcome a better way to borrow with FINNIX—a legal digital lending platform developed by MONIX Co., Ltd., an affiliate of Siam Commercial Bank under the SCBX Group. FINNIX is regulated by the Bank of Thailand and a mission to protect Thai people from loan sharks, FINNIX aims to revolutionize the borrowing experience.

Why do millions of users choose FINNIX app?
1. Borrow money through a simple application—anywhere, anytime, 24/7.
2. Lightning-fast loan approval—know the result and get the money the fastest in 5 seconds.
3. Convenient loan application, using only the citizen ID card and 6-month bank statement.
4. Individuals with a monthly income of over THB 8,000 can apply for a loan—no career restrictions.
5. Offers revolving credit services legally under the supervision of the Bank of Thailand.
6. Safe and secure—personal information is protected under the Personal Data Protection Act (PDPA).

Please note that this application does NOT provide installment personal loans.

FINNIX provides virtual credit line products with the following options:
- FINNIX Bewinged: Experience a revolving credit line with a maximum limit of THB 100,000.

With the FINNIX app, you can enjoy 5 exceptional benefits (subject to approval based on the company's criteria):
Use FINNIX app for 5 FINs
1. FIN MAX: Get the credit line without deduction. No deposit or hidden fee required.
2. FIN FAST: Get the credit line fastest in 5 seconds, purely online
3. FIN EASY: Apply in the application, anytime and anywhere without guarantor or security
4. FIN CHILL: Maximum interest 33% p.a. charged on the withdrawn amount only. Fewer principles, fewer interests.
5. FIN AS YOU
- Option 1: Choose to pay as you wish. Pay as much as you can according to your affordability.
- Option 2: You can choose to pay the minimum amount just for interest. Don't be afraid of losing credit.

How to use FINNIX app?
1. Download and install the FINNIX app.
2. Enter your phone number and confirm it using the OTP code.
3. Create your user account by verifying your identity through the SCB EASY app or ThaID app, along with a biometric check.
4. Apply for a credit line on the app.
5. Receive approval results in as little as 5 seconds.
6. Withdraw funds to your registered bank account.
7. Repay your loan via your banking app or by using a barcode/QR code.

The FINNIX app is the ideal solution for fulfilling all your urgent needs with its versatile multi-purpose credit line, available anytime and anywhere. With no credit expiration, you can enjoy peace of mind while managing your finances effortlessly. Download the FINNIX app to experience financial ease.

About FINNIX App
- Official Website: www.finnix.co
- Facebook Page: http://www.facebook.com/finnixapp
- Call Center Number by MONIX: 02-113-1113 Monday - Sunday (9.00 -18.00 hrs.)
- Privacy Policy: www.finnix.co/privacy-policy

About FINNIX App Developer
- Company Address: MONIX Co., Ltd. 9, 2nd Floor, Learning Center Building, Ratchadapisek Road, Jatujak, Jatujak, Bangkok, 10900, Thailand

Warning: Borrow when necessary and within your means.

Finnix has developed and improved the performance and security of the system. Thank you for using Finnix! Finnix will continually improve our services for your best experience. You can always find new features from us just by turning on automatic updates. Let's update!