Intuit Credit Karma
com.creditkarma.mobile
by Credit Karma, LLC
Screenshots
Ad slot: Top Leaderboard
About this app
CONNECT YOUR ACCOUNTS FOR FINANCIAL INSIGHTS
- Track your monthly spending
- Monitor transactions
- Look out for ATM fees, late payments and more
GET TO KNOW YOUR CREDIT
- Get alerts when credit scores change
- Learn what affects your scores and how to build credit
EXPLORE YOUR OFFERS
- Compare offers and apply with more confidence:†
- Loan amounts
- Rates you could be approved for
STAY INFORMED
Be alerted of changes and opportunities.
- Credit score changes
- Identity monitoring
- Rate monitoring—we’ll let you know if we see better interest rates
BANK ONLINE
Open Credit Karma Money Spend and Save accounts*** from the app.
FIND COMPETITIVE CAR INSURANCE OPTIONS
- Compare options to see if you could save
- You may unlock a discount on a new policy if you’re a good driver
DISCLOSURES
*Credit Builder plan requires you to open a line of credit and a Credit Builder savings account, both banking services provided by Cross River Bank, Member FDIC. Credit Builder savings account is a deposit product, insured up to $250,000. Credit Builder is serviced by Credit Karma Credit Builder. Members with a TransUnion credit score of 619 or below at time of application may be prompted to apply for Credit Builder.
**From June 2024 to Nov 2024, members with a TU credit score of 619 or below who opened a plan and had it reported on their TU report saw an average score increase of 17 points in 3 days of activation. Late payments and other factors can negatively impact your score.
***Banking services provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply.
Screens simulated. For display only.
Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | CA loans arranged pursuant to a CA Financing Law license.
Insurance services offered through Karma Insurance Services, LLC. CA resident license #0172748
Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID#1588622
ELIGIBILITY AND ADDITIONAL DETAILS; PERSONAL LOAN INTEREST RATES AND FEES. You can see personal loan offers on the Credit Karma personal loan marketplace from third party advertisers from which Credit Karma receives compensation. The offers you see on this page have rates that range from 5.39% APR to 35.99% APR with terms from 1 to 10 years. Rates are subject to change without notice and are controlled by our third party advertisers, not Credit Karma. Depending on the particular lender, other fees may apply, such as origination fees or late payment fees. See the particular lender's terms and conditions for additional details. All loan offers on Credit Karma require your application and approval by the lender. You may not qualify for a personal loan at all or you may not qualify for the lowest rates or the highest offer amounts.
PERSONAL LOAN REPAYMENT EXAMPLE. The following example assumes a $15,000 personal loan with a four year (48 month) term. For APRs ranging from 5.39% to 35.99%, monthly payments would range from $348 to $594. Assuming all of the 48 payments are made on-time, the total amount paid would range from $16,709 to $28,492.
†Approval Odds are not a guarantee of approval. Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for the personal loan, or whether you meet certain criteria determined by the lender. Of course, there's no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. For example, you may not be approved because you don't meet the lender's "ability to pay standard" after they verify your income and employment; or, you already have the maximum number of accounts with that specific lender.
- Track your monthly spending
- Monitor transactions
- Look out for ATM fees, late payments and more
GET TO KNOW YOUR CREDIT
- Get alerts when credit scores change
- Learn what affects your scores and how to build credit
EXPLORE YOUR OFFERS
- Compare offers and apply with more confidence:†
- Loan amounts
- Rates you could be approved for
STAY INFORMED
Be alerted of changes and opportunities.
- Credit score changes
- Identity monitoring
- Rate monitoring—we’ll let you know if we see better interest rates
BANK ONLINE
Open Credit Karma Money Spend and Save accounts*** from the app.
FIND COMPETITIVE CAR INSURANCE OPTIONS
- Compare options to see if you could save
- You may unlock a discount on a new policy if you’re a good driver
DISCLOSURES
*Credit Builder plan requires you to open a line of credit and a Credit Builder savings account, both banking services provided by Cross River Bank, Member FDIC. Credit Builder savings account is a deposit product, insured up to $250,000. Credit Builder is serviced by Credit Karma Credit Builder. Members with a TransUnion credit score of 619 or below at time of application may be prompted to apply for Credit Builder.
**From June 2024 to Nov 2024, members with a TU credit score of 619 or below who opened a plan and had it reported on their TU report saw an average score increase of 17 points in 3 days of activation. Late payments and other factors can negatively impact your score.
***Banking services provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply.
Screens simulated. For display only.
Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | CA loans arranged pursuant to a CA Financing Law license.
Insurance services offered through Karma Insurance Services, LLC. CA resident license #0172748
Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID#1588622
ELIGIBILITY AND ADDITIONAL DETAILS; PERSONAL LOAN INTEREST RATES AND FEES. You can see personal loan offers on the Credit Karma personal loan marketplace from third party advertisers from which Credit Karma receives compensation. The offers you see on this page have rates that range from 5.39% APR to 35.99% APR with terms from 1 to 10 years. Rates are subject to change without notice and are controlled by our third party advertisers, not Credit Karma. Depending on the particular lender, other fees may apply, such as origination fees or late payment fees. See the particular lender's terms and conditions for additional details. All loan offers on Credit Karma require your application and approval by the lender. You may not qualify for a personal loan at all or you may not qualify for the lowest rates or the highest offer amounts.
PERSONAL LOAN REPAYMENT EXAMPLE. The following example assumes a $15,000 personal loan with a four year (48 month) term. For APRs ranging from 5.39% to 35.99%, monthly payments would range from $348 to $594. Assuming all of the 48 payments are made on-time, the total amount paid would range from $16,709 to $28,492.
†Approval Odds are not a guarantee of approval. Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for the personal loan, or whether you meet certain criteria determined by the lender. Of course, there's no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. For example, you may not be approved because you don't meet the lender's "ability to pay standard" after they verify your income and employment; or, you already have the maximum number of accounts with that specific lender.
What's New
Thanks for using Credit Karma!
Our app is regularly updated to make it easier for you to track your financial progress. This version includes a number of performance improvements and squashes a few small pesky bugs.
Our app is regularly updated to make it easier for you to track your financial progress. This version includes a number of performance improvements and squashes a few small pesky bugs.
App Information
Version Name
24.20
Version Code
17152850
File Size
36.9 MB
Minimum OS
Android 9+
Target SDK
Android 34
Developer
Credit Karma, LLC
Contact
Website
Content Rating
Everyone
Package Name
com.creditkarma.mobilePermissions Required
This app may request the following permissions:
Recent Reviews
Tribalic One
1.0★
I would give this a 4 or 5 when I first started using the app. I've been on it for years, and it has helped me in understanding and increasing my score. The now DAILY notifications that my credit score has changed when it has not budged one single point appear to be marketing campaigns. Just be honest, and send me an ad for the loan you're hawking. Tricking me to open the app will only cause me to ignore it or just uninstall it. There are other credit tracking options available now.
Mekki Lenizo
1.0★
The app is overall reliable. But a few things about it genuinely but me. First, I get notifications on a daily basis telling me to look at my updated credit score and it's been the same for weeks. Then they'll send notifications about "wow, your score jumped by 23! see how!" and it hasn't moved. Then there's the bait they'll do with tax refund "estimates" that are nowhere grounded in reality. aside from the annoying notifications, great app. Used to be 3*, dialing it back to 1* for notifs.
Brandy Wharton
1.0★
Credit Karma has a lot of good aspects, but stopped updating my credit scores back in September. I get a message every time I open the app that says my score can't be updated and I'm seeing old information. If you can't even get your updated score it's not very useful. Especially because all the offers they give you are based off the numbers shown on their app. Edit: the app has not updated for TransUnion since September, it is mid January. That is not a month behind. It is failing.
Christopher Fox
1.0★
The advertisements for this application are intrusive. Every time you click the x to close the add it launches the application from the advisement. Terrible business practice! I just don't understand the logic behind these advertisements. If I click close the advertisement, then that is what I want to do. Why would it launch the app, how does that make me want to download your program? It has quite the opposite effect! I will be uninstalling this application due to the intrusive advertisements.
Lily
1.0★
This app doesn't have anything that's accurate for anything usable. About the only thing It can do is give you a heads up when your score is about to change preemptively. If you're trying for a big purchase like a house or car maybe just getting a credit card, the numbers they pull here will not match. They pull different numbers than a car dealership or bank would. Thats why its inaccurate. do not trust this app to give you an accurate score it's always 20-30 points higher here than an inquiry
Melissa Vann
1.0★
I filed 2 separate tickets about different issues. They initially replied promptly. I replied back with the info they needed, including screenshots. Then they sent me surveys for both tickets as if the matters are resolved, but neither are, the problems still persist. One was about a paid off debt that only caused score to go up 1 point instead of the promised 23-25 points. The other was about their loans feature, where none of the links work. All the links just refresh the page over and over.
Ad slot: In-Content