Affirm: Buy now, pay over time
com.affirm.central
by Affirm, Inc
Screenshots
Ad slot: Top Leaderboard
About this app
Pay over time with Affirm online, in-store, and in the app. Plus, eligible customers can get the Affirm Card™ to use anywhere Visa is accepted in the U.S.
Why you’ll love the Affirm app:
• See your purchasing power front and center
• Shop brands with clear, flexible payment options
• Discover deals, 0% APR options, and plans over 12 months
• Set up AutoPay or easily make early or one-time payments
• Request to pay over time with the Affirm Card online or in-store
Take your Affirm Card with you everywhere:
• Get a physical card and use it anywhere Visa is accepted in the U.S.
• No credit impact to apply, and no card or annual fees
• Discover 0% APR options or flexible plans at top brands, in-store and online
• Request a payment plan in the app before or after checkout. Minimum purchase may be required for payment plans. See footer for details.
Purchasing power is an estimate and may include a down payment at checkout. Approval and terms aren’t guaranteed.
The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust (Evolve) or Stride Bank, N.A. (Stride), Members FDIC, pursuant to licenses from Visa U.S.A. Inc. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve and/or Stride. Learn more at https://www.fdic.gov/resources/deposit-insurance/. Pay-over-time plans must be applied for each purchase in the mobile app, are subject to eligibility checks and are provided by affirm.com/lenders. Minimum purchases are required for pay over time plans; the amount is located in the Card tab of the app. For purchases that are not approved for and matched to a payment plan, you authorize Affirm to initiate an ACH debit from your linked bank account within 1-3 days of the purchase. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license 60DBO-111681. For licenses and disclosures, see affirm.com/licenses.
Rates from 0 - 36% APR. For example, an $800 purchase could be split into 12 monthly payments of $77.99 at 30% APR, or 4 interest-free payments of $200 every 2 weeks. Loan options vary, are subject to eligibility, and may depend on whether your loan is applied for before or after your card purchase. There are minimum purchase amounts for loans, a down payment may be required, and may not be available in all states.
Why you’ll love the Affirm app:
• See your purchasing power front and center
• Shop brands with clear, flexible payment options
• Discover deals, 0% APR options, and plans over 12 months
• Set up AutoPay or easily make early or one-time payments
• Request to pay over time with the Affirm Card online or in-store
Take your Affirm Card with you everywhere:
• Get a physical card and use it anywhere Visa is accepted in the U.S.
• No credit impact to apply, and no card or annual fees
• Discover 0% APR options or flexible plans at top brands, in-store and online
• Request a payment plan in the app before or after checkout. Minimum purchase may be required for payment plans. See footer for details.
Purchasing power is an estimate and may include a down payment at checkout. Approval and terms aren’t guaranteed.
The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust (Evolve) or Stride Bank, N.A. (Stride), Members FDIC, pursuant to licenses from Visa U.S.A. Inc. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve and/or Stride. Learn more at https://www.fdic.gov/resources/deposit-insurance/. Pay-over-time plans must be applied for each purchase in the mobile app, are subject to eligibility checks and are provided by affirm.com/lenders. Minimum purchases are required for pay over time plans; the amount is located in the Card tab of the app. For purchases that are not approved for and matched to a payment plan, you authorize Affirm to initiate an ACH debit from your linked bank account within 1-3 days of the purchase. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license 60DBO-111681. For licenses and disclosures, see affirm.com/licenses.
Rates from 0 - 36% APR. For example, an $800 purchase could be split into 12 monthly payments of $77.99 at 30% APR, or 4 interest-free payments of $200 every 2 weeks. Loan options vary, are subject to eligibility, and may depend on whether your loan is applied for before or after your card purchase. There are minimum purchase amounts for loans, a down payment may be required, and may not be available in all states.
What's New
Miscellaneous fixes and improvements
App Information
Version Name
3.251.1
Version Code
1034
File Size
35.0 MB
Minimum OS
Android 7.0+
Target SDK
Android 34
Developer
Affirm, Inc
Contact
Website
Content Rating
Everyone
Package Name
com.affirm.centralPermissions Required
This app may request the following permissions:
Recent Reviews
LCD_ scream
5.0★
Affirm has been an absolute blessing for me and my family because it makes purchasing expensive items so much easier. As long as you have a job/steady income and a bank account, you're able to pay over time (usually around 3-18 months, it gives different options). I've been able to use it for both planned and unexpected purchases. Making on-time payments and successfully completing purchases improves your credit score too. Highly recommend!
Bryan
2.0★
Affirm was wonderful when my wife and I started using it. We made several purchases through affirm and paid the $1200 balance off in a few months, if that. The second time we used it, we had all payments set to autopay, only to find out when we opened the app we had missed payments due to Affirms error. We still have purchasing power at many places, but when we aren't able to use any of it due to this.
E M
1.0★
it's weird how I get a $700 credit, use it, then pay it off and then try and get another credit only to be told I don't qualify because not enough time with credit history. I had less of a credit history when they approved me the first time. I've realized One Pay and After Pay will give you another credit as long as you pay off each credit you get!! It Seems like Affirm doesn't look at your payments made with them or that you pay it off but at the spread sheets with the #'s to make theidecisions
12-Strand LS
4.0★
It is nice to have an option to pay over time if you didn't expect to make a purchase any given moment. Affirm has been very helpful in this way. Use of there phone app makes it very convenient to see your offered lending availability, details of a purchase, when payments are due etc.... You can shop within the app or online at any merchants site and take a look if merchant provides Affirm as an option. Only negative would be high interest rate but it seems every bank/lender has high rates.
BlueWaterCaptain Walker
1.0★
Quick approval. Approved for a limit more than I asked for. Convenient because once approved you can use it online or in a store. EDIT. each purchas is counted as a seperate account. so every time you pay off a purchase it shows as a closed account on your credit report and lowers your credit score. I I am no longer using and will be deleting as soon as the last one is paid off.
Deisha Romero
5.0★
Love this way of payment. It's my own way to go back to layaway plans, convenient little payments, easy-going, friendly app. The app is fabulous. Keep you updated all the time about your balances and payments, plus you received a reminder every time you're going to have a debit payment on them so you can be aware of your upcoming payment and keep your budget on mind. I love it too much! Have been using it for more than two years and never had a problem with anything. Thank you. Awesome idea!
Ad slot: In-Content