Acorns: Invest For Your Future

Acorns: Invest For Your Future

com.acorns.android by Acorns
4.7 (370,130)
10M+
FINANCE
83.8 MB
Updated Oct 13, 2025
View on Google Play

Screenshots

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About this app

Acorns helps you save, invest, and grow for your future. Our automated saving, investing, and spending tools help you grow your money and your financial wellness.

At Acorns, we believe that financial wellness is for everybody. It has nothing to do with how much you make — it’s about finding balance with what you have. Financial wellness is when you are spending smarter today, saving for tomorrow, and investing for your future all at once.

More than 14,000,000 Americans have invested over $27,000,000,000 with Acorns. You can get started in under 5 minutes, with as little as your spare change.

SECURE: Acorns is committed to your security with 2-factor authentication, fraud protection, 256-bit data encryption, and all-digital card lock. Acorns Investment accounts are SIPC-protected up to $500,000, and Acorns checking accounts are FDIC-insured up to $250,000.

WHAT’S IN THE APP:

INVEST:

- EASY, AUTOMATED INVESTING
Your money is automatically invested into one of our diversified, ETF portfolios, built by experts and recommended for you. You can invest spare change each time you make a purchase with the Round-Ups® feature or set up automated recurring investments starting as low as $5.

- INVEST IN BITS OF BITCOIN
Ride Bitcoin’s highs and ride out its lows by allocating up to 5% of your already-diversified portfolio towards a Bitcoin-linked ETF.

- PERSONALIZE YOUR PORTFOLIO
Personalize your investments with a Custom Portfolio, allowing you to add individual stocks from the largest 100+ public US companies.

- INVEST FOR RETIREMENT
Save for your golden years with an Acorns Later retirement account, and get a 3% IRA match on new contributions during your first year with Acorns Gold.

- INVEST FOR YOUR KIDS
Start building your kids’ futures with Acorns Early Invest, a dedicated investment account for your kids. Plus, we’ll match your investments by 1%!

SAVE:

- EMERGENCY SAVINGS
Build savings for life’s unexpected hiccups, including a 3.82% APY to help your money grow.

- CHECKING WITH APY
Earn 2.42% on your checking account with the Mighty Oak debit card.

AND MORE:

- KIDS & TEEN DEBIT CARD
Teach your kids financial wellness with an Acorns Early debit card, included in the Gold subscription.

- EARN BONUS INVESTMENTS
Shop 11,000+ brands and receive bonus investments and exclusive deals from your favorite brands. Plus, earn limited-time referral bonuses of up to $1,200.

- GROW YOUR MONEY KNOWLEDGE
Access custom articles, videos, courses, and live Q&As to learn about investment and savings strategies.


SUBSCRIPTION PLANS

Whether you’re new to investing or planning for your family’s future, we bundle our money tools into subscription plans. No hidden costs or transaction fees — just one, transparent monthly payment to start growing your oak.

Bronze ($3/mo)

Investing tools to get you started on your financial journey.

- Round-Ups® Feature
- Expert-built diversified portfolio
- Retirement account
- Checking account, and more

Silver ($6/mo)

Level up your saving and investing skills.

- Everything in Bronze
- 1% IRA match on new contributions to your Acorns Later retirement account during your first year with Acorns Silver
- Emergency Savings
- Courses and videos to help you grow your money knowledge
- Live Q&As with investing experts

Gold ($12/mo)

Full suite of saving, investing, and learning tools for you and your family.

- Everything in Silver
- 3% IRA match on new contributions to your Acorns Later retirement account during your first year with Acorns Gold
- Investment accounts for your kids with a 1% match
- Acorns Early smart money app and debit card for kids
- Ability to add individual stocks to your portfolio
- $10,000 life insurance policy
- Complimentary Will, and more



Disclosures are available in the images above and at www.acorns.com/disclosures

5300 California Ave Irvine CA 92617

What's New

We made some small changes so it’s even easier to help your money grow, because we believe small change adds up. Grow your oak!

App Information

Version Name
4.95.0
Version Code
1054670
File Size
83.8 MB
Minimum OS
Android 9+
Target SDK
Android 33
Developer
Acorns
Contact
Website
Content Rating
Everyone
Package Name
com.acorns.android

Permissions Required

This app may request the following permissions:

  • read your contacts
  • approximate location (network-based)
  • precise location (GPS and network-based)
  • read the contents of your USB storage
  • modify or delete the contents of your USB storage
  • take pictures and videos
  • view Wi-Fi connections
  • view network connections
  • change network connectivity
  • full network access
  • run at startup
  • control vibration
  • prevent device from sleeping
  • receive data from Internet

Recent Reviews

Seth McNew
3.0★
After spending a week with support trying to get my account set up for the first time, I ultimately decided that what the app offers isn't right for me. The round-up ideology is marvel, sure, but at the same time, I could just as easily take $5 out of my account and invest it elsewhere without having to pay the $12/month fee. Thank you again to the support team for trying to help, though.
William Baldwin
3.0★
It's a decent app for what you get. The gold plan offers very little compared to Robinhood (and it's more expensive), so if I had to do it over, Id choose them. very little stock and etf options all things considered. other apps just blow it out of the water with choices and control. the customer service takes forever and calls are, of course, outsourced to people who have hardly any control over what happens. rarely, are complicated issues resolved. good for set it and forget it invest
Jessica M
2.0★
The round ups are really inconsistent. I linked my account and activated round ups and the weekly investment but the only consistent debit was the investment. When I checked on the app it showed it hadn't updated activity in 5 months. I keep having to unlink and relink my account for the round ups to activate. If this continues I'll just go back to a normal savings since this isn't really worth it otherwise. It's supposed to be an automatic thing I shouldn't have to constantly check.
Willow McPhie
1.0★
Seemed great at first, but then I tried to open a checking account and it was all downhill from there. The ID and address verification system is broken. Email support just put me through a feedback loop for weeks, gaslighting me about whether I uploaded the necessary documents, which I did many times. And once I got fed up with the lack of support, predatory policies kept me from cancelling my account before being billed again. Avoid at all costs. They'll treat you like trash and profit from it.
Sean
1.0★
Never using this again and will be cancelling my account. My card expired at the end of last month. Instead of making sure the card arrived before it expired, since it takes 14 days, the card was shipped late and I was left without a working card for seven days. Even after getting the card I'm locked out of it and tech support is less than useless. Never trusting my money with you ever again.
Skip Zimmerman
2.0★
Not great performance. I've been in for a little over 8 years, averaging less than 5% annual returns despite choosing high yield, high risk investment options. That includes the pandemic, but my IRA investments are doing much better than my Acorns account even through the same dip. Getting ready to pull the plug. I like the idea of the platform and it's incremental investment options, but it's really only good for smaller or beginner investors who want to dabble. You're not going to make a ton.
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